Social Publishing Project
  • About us
    • What We're Up To
    • Contact us
    • Testimonials
    • The Team
    • Design and Print
    • Access Granted
    • Standard T&Cs
    • Data Protection
  • Quids in! Magazine
    • Citizens Advice Special Offer
    • GPs & Healthcare Centres Special Offer
    • Customer map
    • Rife
  • QI Pro Network
    • Future Proof Finances Test
    • Knowledge Bank
    • QIPRO Jobs
    • Resource Hub >
      • Financial Inclusion (Resource)
      • Financial Capability (Resource)
      • Digital Inclusion (Resource)
      • Money/Wellbeing (Resource)
    • QIPRO Briefings >
      • Pre-Tenancy Checklist QIPN Briefing
      • Sanctions QIPN Briefing
      • Basic Bank Accounts QIPN Briefing
      • Fuel Poverty QIPN Briefing
      • Universal Credit QIPN Briefing
      • Debt QIPN Briefing
      • Loan Sharks QIPN Briefing
    • QIPRO Special Reports >
      • Young People
      • Digital Inclusion
      • Social Prescribing
      • Politics, Parties, Poverty
      • The under-banked
      • Mental Health
    • QIPRO Blog
    • Archive: QIPRO Newsletter
  • Quids In Guides
    • Universal Credit Guide
    • 3 Bs Money Skills Programme
    • Payday Loans
    • New Tenants
    • Budget Planner
    • Universal Credit Training
    • Welsh Loan Sharks Guide
    • Wellbeing Guide
  • I'm Ready
  • 2018 Survey Report
    • 2016 Survey Report
    • 2014 Survey Report
  • Quids In Readers Club

No Advice, You Say...

18/10/2016

0 Comments

 
Awareness is very low among young people about the help that is available for people who want or need help with their money. There is a lot out there if you know where to find it.

A lot is online, in the form of advice websites or money calculators to target advice at your own personal circumstances. Developing Apps to support money management is a booming business but there are almost too many to choose from.

Some advice (like the Money Advice Service) comes from the government as it wants us all to take more responsibility for our wealth. Some is from banks and financial services because they want to look like they care more. Other content is from private companies wanting to offering a service that will make them money. Each App, online calculator and money website tries to be different but they can look similar.

Rife Magazine and Quids in!, the national money management magazine, is laying down a challenge to young people. We want to know which products really help people, especially under-25s, take tighter control of the purse strings. Which are particularly good in Bristol and which ones work anywhere?

Research has found people respond better to advice from people who are like them – our friends, family and neighbours. Let’s share what we learn.
 
ACTION SQUADS
In groups, choose one of the following and explore what’s on offer and how good it looks:
  1. Budgeting and monitoring spending
    [Download]
  2. Spending, shopping around and free stuff
    [Download]
  3. Maximising income through work and benefits
    [Download]
  4. Shopping around, starting with mobile phones


0 Comments

5 Priorities for Young People in Bristol

18/10/2016

0 Comments

 
1  Reduce spending on fast food
  • How much do you have to play with? (Budget calculator)
    https://www.moneyadviceservice.org.uk/en/tools/budget-planner
  • Can you come up with better tips than this?
    http://www.livingwellspendingless.com/2015/05/15/7-ways-to-save-money-on-fast-food/
  • Fancy these instead?
    http://www.seriouseats.com/2015/07/homemade-fast-food-takeout-recipes.html
  • What other advice is out there to reduce our spend on fast food?

2  Manage the money spent on nights out
  • What do you have to play with? (Budget calculator)
    https://www.moneyadviceservice.org.uk/en/tools/budget-planner
  • 17 suggestions…
    http://www.savethestudent.org/save-money/lifestyle/14-ways-to-save-money-on-a-night-out.html
  • How useful is this?
    http://www.moneysavingexpert.com/family/stop-spending-budgeting-tool

3  Maximum income and minimum deductions (tax)
  • Income tax calculator, understand what working will cost you
    http://www.moneysavingexpert.com/tax-calculator/
  • Top up your earnings…
    http://www.entitledto.co.uk/benefits-calculator/
    • Let’s try it:
    • Alex is 25, single and lives alone in a 1-bed council flat, at postcode BS2 8QN
    • Rent is £100 a week, with no free weeks. The property is value at ‘Band D’ and Council Tax paid is 1,290.94 
    • Works in a cafe 14 hours a week @ £7.20 per hour but claim no benefits and not interested in more work at the moment. Alex makes no pension contributions and has no other income or savings
    • Has no children and no-one to look after
    • We don’t want to look at a Universal Credit claim to start with
    • Look at what happens if Alex claims Universal Credit
  • Top up your benefits…
    https://benefits-calculator.turn2us.org.uk/AboutYou

4  Keeping up with the Joneses – following trends on a budget
  • What do you have to play with? (Budget calculator)
    https://www.moneyadviceservice.org.uk/en/tools/budget-planner
  • Food for thought?
    http://www.moneysupermarket.com/c/news/the-true-cost-of-keeping-up-with-the-joneses/0017589/
  • Could you fashion your own trends?
    http://glamradar.com/how-to-follow-trends-on-a-budget/
  • Recouping: Buy and sell your temptations?
    http://www.ebay.co.uk/rpp/fashion
 
5  Shopping around, starting with mobile phones
  • Comparison websites
    https://www.uswitch.com/mobiles/compare/contract_phones/
    http://www.confused.com/mobile-phones
  • Know your onions… finding advice on what to look for in a mobile
    http://www.money.co.uk/guides/how-to-find-a-cheap-mobile-phone-deal.htm
  • The catch with comparison websites
    http://www.which.co.uk/money/money-saving-tips/guides/price-comparison-sites/top-tips-for-using-price-comparison-websites/

0 Comments

    Author

    Write something about yourself. No need to be fancy, just an overview.

    Archives

    October 2016

    Categories

    All

    RSS Feed

Quids In Pro (QIPRO) - Special Reports

QIPRO is a network of almost 2,000 professionals working with people in poverty, on low incomes or who are financially excluded. It produces a free monthly e-newsletter to share analysis, good practice and news on issues affecting members. Sign up here.
QIPRO is run by the Social Publishing Project, a self-funding social enterprise that produces Quids in magazine and its website.